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Multi-store loss exposure calculator.

Enter store count and per-store assumptions for cash, lottery, fuel and inventory differences. Explore annual exposure and a hypothetical recovery percentage.

Portfolio

Per-store weekly exposure

Median independent: $20–60/week

Median: $50–150/week

Median: $80–200/week

Median: $150–400/week

Recoverable share

Illustrative assumption. Adjust using your own evidence.

Annualized exposure

Per-store weekly$540
Per-store annual$28,080
Portfolio annual$140,400
Hypothetical recovery (67%)$94,068

This is an input-driven scenario. Verify the loss, recovery and full delivery cost before treating the number as a return.

Defaults are illustrative. Replace them with evidence from your own portfolio and avoid double-counting the same loss across categories.

How this is computed.

  1. Store count.

    Active stores in your portfolio. Per-store rates apply uniformly; refine per store once you have data.

  2. Per-store weekly cash variance.

    Enter a weekly amount for cash variance based on your store records or an explicitly labelled scenario. The default is an editable example.

  3. Per-store weekly lottery shrink.

    Enter a weekly amount for lottery differences based on your store records or an explicitly labelled scenario. The default is an editable example.

  4. Per-store weekly fuel wet-stock exposure.

    Enter a weekly amount for fuel wet-stock differences based on your store records or an explicitly labelled scenario. The default is an editable example.

  5. Per-store weekly inventory shrink.

    Enter a weekly amount for inventory shrink based on your store records or an explicitly labelled scenario. The default is an editable example.

  6. Portfolio weekly + annual exposure.

    Sum × store count × 52.

  7. Assumed recovery share.

    Choose a hypothetical share to explore. Actual recovery depends on the cause, supporting evidence, intervention and cost. The default is not a measured result.

What the result tells you.

The total reflects the inputs and assumed recovery share. Recovery is not guaranteed and can cost money to pursue. Compare any verified value with software, setup, staff review and ongoing service costs before calculating net return.

Use this when…

  • Estimating portfolio loss exposure for the first time.
  • Building the budget case for back-office tooling.
  • Comparing scenarios across your own stores.
  • Choosing an outcome to measure in a scoped trial.

FAQs.

How does this compare to the ROI calculator?

The ROI calculator estimates savings from specific StationPro workflows (EOD time, OCR labor, lottery serial tracking). This calculator estimates total exposure across all loss categories regardless of which tool you use. ROI is "what could you save with us"; exposure is "what is the problem worth."

How should I choose a recovery percentage?

Recovery depends on the actual cause, available evidence and follow-through. Change the assumed percentage to explore a scenario, then validate it with measured outcomes.

What if my stores have very different sizes?

Use a weighted average of per-store rates. For more accuracy, run the calculator separately per store and sum the results. The portfolio number is more useful than a precise per-store estimate when first sizing the problem.

See how StationPro automates multi-store loss exposure calculator.

Review your assumptions and the underlying workflow. We agree on the data and access needed before working with your store records.